Time flies, I can't believe it's May already. We're almost half way through the year. It's almost time for a midyear review, CY18. Quick summary on what's happening in April 2018: We got an updated house prices from our realtor ("Comps" / "CMA"). This explains the increase value on Equity chart below. I opened two real estate crowdfunding accounts: PeerStreet and … [Read more...] about April 2018 Progress
I came to this country with 2 suitcases, a student visa, and $1,000 in my wallet. I know, I know... classic story, right? This week, I become a US Citizen and I am a millionaire, well at least on paper. It took a looong long 20+ years. The ups and downs, the good and the bad, two steps forward, one step backward. It was a lot of sweat and tears. But it could've been easier … [Read more...] about From Broke Immigrant to Millionaire American: 7 Lessons I Learned
Health Saving Account (HSA) can be used as a tax-advantage saving vehicle, similar to IRA, but more! This is one of the pretax saving that gets overlooked by a lot of people, but it's actually one of the most powerful one. We will go over on how you can utilize HSA to reduce your tax bill, invest the money, as well as optimization strategy on how you can withdraw from … [Read more...] about HSA: IRA on steroid?
We built over $550k of real estate equity over 10 years. We (mostly me) made many mistakes along the way that wiped out the equities, even brought us to negative equities at a time. True, that we could've accumulated more equities had I not made these mistakes. But I don't regret it. Mistakes made us wiser and more resilient if we learn from them. I started buying … [Read more...] about 4 Simple Steps To Start Building Your Real Estate Empire
Being an engineer, I make data-driven decisions all the time at work and at home. I do apply if-else programming logic or decision tree in my head when there are options (with consequences) that I need to choose. This drives mrsRandom crazy a lot of times since she's more of an artist. Of course being a mortal, I make emotional / impulsive decision as well at times, which … [Read more...] about March 2018 Progress