I had an epiphany this past weekend when my family was visiting from out of the country. I took a couple days off from work and rented a Dodge Grand Caravan to fit all of us in one car and drive around the city. On Friday, I've decided to give missRandom (the wife) a break and fly solo with Junior (the son). Along with my sister and nephew, we went to the Museum of Flight … [Read more...] about Soccer Dad: That’s what I want to become in 7 years or less
I came to this country with 2 suitcases, a student visa, and $1,000 in my wallet. I know, I know... classic story, right? This week, I become a US Citizen and I am a millionaire, well at least on paper. It took a looong long 20+ years. The ups and downs, the good and the bad, two steps forward, one step backward. It was a lot of sweat and tears. But it could've been easier … [Read more...] about From Broke Immigrant to Millionaire American: 7 Lessons I Learned
I don't hate tax. I just hate overpaying it. I'm not going to get philosophical about US Tax system here since this is a How-to. Tax optimization strategy tend to get complicated depending on one's circumstances at a given time. My goal is to walk through our experience in this area and hope that you can leverage the information. You get to crunch your own number at the … [Read more...] about Ultimate W2 Tax Strategy for Early Retirement
Being an engineer, I make data-driven decisions all the time at work and at home. I do apply if-else programming logic or decision tree in my head when there are options (with consequences) that I need to choose. This drives mrsRandom crazy a lot of times since she's more of an artist. Of course being a mortal, I make emotional / impulsive decision as well at times, which … [Read more...] about March 2018 Progress
Can I really retire in my 40's? That's the question that I asked myself. I was sitting by myself on a beach somewhere in Kona, Big Island one year ago. MissRandom was resting in the hotel room (she was pregnant with our first child). We made over $200k annually, so I would think we made good money. But I was aiming to retire at age 55. I started questioning myself why. The … [Read more...] about 40-ish is the new 65?