Time flies, I can't believe it's May already. We're almost half way through the year. It's almost time for a midyear review, CY18. Quick summary on what's happening in April 2018: We got an updated house prices from our realtor ("Comps" / "CMA"). This explains the increase value on Equity chart below. I opened two real estate crowdfunding accounts: PeerStreet and … [Read more...] about April 2018 Progress
I came to this country with 2 suitcases, a student visa, and $1,000 in my wallet. I know, I know... classic story, right? This week, I become a US Citizen and I am a millionaire, well at least on paper. It took a looong long 20+ years. The ups and downs, the good and the bad, two steps forward, one step backward. It was a lot of sweat and tears. But it could've been easier … [Read more...] about From Broke Immigrant to Millionaire American: 7 Lessons I Learned
Being an engineer, I make data-driven decisions all the time at work and at home. I do apply if-else programming logic or decision tree in my head when there are options (with consequences) that I need to choose. This drives mrsRandom crazy a lot of times since she's more of an artist. Of course being a mortal, I make emotional / impulsive decision as well at times, which … [Read more...] about March 2018 Progress
Can I really retire in my 40's? That's the question that I asked myself. I was sitting by myself on a beach somewhere in Kona, Big Island one year ago. MissRandom was resting in the hotel room (she was pregnant with our first child). We made over $200k annually, so I would think we made good money. But I was aiming to retire at age 55. I started questioning myself why. The … [Read more...] about 40-ish is the new 65?
FI, FIRE, Financial Freedom, House Hack, Geographical Arbitrage... Huh? What's with all of these buzz words circling around the web with 30-something folks stop working their 9-5 jobs by choice? (most of them are frugal millionaires by the way, which helps sustaining these movements). FIRE - Financial Independence, Retire Early. These terms are used interchangeably. E.g. … [Read more...] about Financial Independence