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Journey to Financial Freedom and Early Retirement

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From Broke Immigrant to Millionaire American: 7 Lessons I Learned

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I came to this country with 2 suitcases, a student visa, and $1,000 in my wallet. I know, I know... classic story, right? This week, I become a US Citizen and I am a millionaire, well at least on paper. It took a looong long 20+ years. The ups and downs, the good and the bad, two steps forward, one step backward. It was a lot of sweat and tears. But it could've been easier … [Read more...] about From Broke Immigrant to Millionaire American: 7 Lessons I Learned

4 Simple Steps To Start Building Your Real Estate Empire

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We built over $550k of real estate equity over 10 years. We (mostly me) made many mistakes along the way that wiped out the equities, even brought us to negative equities at a time. True, that we could've accumulated more equities had I not made these mistakes. But I don't regret it. Mistakes made us wiser and more resilient if we learn from them. I started buying … [Read more...] about 4 Simple Steps To Start Building Your Real Estate Empire

Retireby is officially listed in Rockstar Finance directory!

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Announcement This just in! Retireby is officially listed in Rockstar Finance directory! For those who don't know, Rockstar Finance is an awesome blog aggregator around personal finance, financial independence, and early retirement. It features great articles related to personal finance, investing, FIRE, etc. daily.   Blogger's net worth We made it to the rank as … [Read more...] about Retireby is officially listed in Rockstar Finance directory!

March 2018 Progress

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Being an engineer, I make data-driven decisions all the time at work and at home. I do apply if-else programming logic or decision tree in my head when there are options (with consequences) that I need to choose. This drives mrsRandom crazy a lot of times since she's more of an artist. Of course being a mortal, I make emotional / impulsive decision as well at times, which … [Read more...] about March 2018 Progress

40-ish is the new 65?

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Can I really retire in my 40's? That's the question that I asked myself. I was sitting by myself on a beach somewhere in Kona, Big Island one year ago. MissRandom was resting in the hotel room (she was pregnant with our first child). We made over $200k annually, so I would think we made good money. But I was aiming to retire at age 55. I started questioning myself why. The … [Read more...] about 40-ish is the new 65?