Time flies, I can't believe it's May already. We're almost half way through the year. It's almost time for a midyear review, CY18. Quick summary on what's happening in April 2018: We got an updated house prices from our realtor ("Comps" / "CMA"). This explains the increase value on Equity chart below. I opened two real estate crowdfunding accounts: PeerStreet and … [Read more...] about April 2018 Progress
I came to this country with 2 suitcases, a student visa, and $1,000 in my wallet. I know, I know... classic story, right? This week, I become a US Citizen and I am a millionaire, well at least on paper. It took a looong long 20+ years. The ups and downs, the good and the bad, two steps forward, one step backward. It was a lot of sweat and tears. But it could've been easier … [Read more...] about From Broke Immigrant to Millionaire American: 7 Lessons I Learned
How to make easy money online: Step by Step Guide Identifying how to make easy money online could be your long awaited financial breakthrough. With discipline, you can secure yourself a source of income. Regarding the path you choose, it can either be long-term or for a stink. The predecessors in the niche have got almost everyone believing that it is hard. They have obtained … [Read more...] about How to make easy money online
Health Saving Account (HSA) can be used as a tax-advantage saving vehicle, similar to IRA, but more! This is one of the pretax saving that gets overlooked by a lot of people, but it's actually one of the most powerful one. We will go over on how you can utilize HSA to reduce your tax bill, invest the money, as well as optimization strategy on how you can withdraw from … [Read more...] about HSA: IRA on steroid?
We built over $550k of real estate equity over 10 years. We (mostly me) made many mistakes along the way that wiped out the equities, even brought us to negative equities at a time. True, that we could've accumulated more equities had I not made these mistakes. But I don't regret it. Mistakes made us wiser and more resilient if we learn from them. I started buying … [Read more...] about 4 Simple Steps To Start Building Your Real Estate Empire
I don't hate tax. I just hate overpaying it. I'm not going to get philosophical about US Tax system here since this is a How-to. Tax optimization strategy tend to get complicated depending on one's circumstances at a given time. My goal is to walk through our experience in this area and hope that you can leverage the information. You get to crunch your own number at the … [Read more...] about Ultimate W2 Tax Strategy for Early Retirement
Announcement This just in! Retireby is officially listed in Rockstar Finance directory! For those who don't know, Rockstar Finance is an awesome blog aggregator around personal finance, financial independence, and early retirement. It features great articles related to personal finance, investing, FIRE, etc. daily. Blogger's net worth We made it to the rank as … [Read more...] about Retireby is officially listed in Rockstar Finance directory!
Here's a tutorial on how to start a blog or website from scratch. Creating a website from the ground up can be daunting at times. You browse around looking at other sites and notice how nice the design is, how easy it is to navigate, and how you love the feel of it. You start wondering how much time would the creator spend to create it from scratch. And chances are, you're … [Read more...] about How to start a blog from scratch