We love Hawaii, especially the island of Kauai. It is unbelievably beautiful there, with lush green fields on one side and pretty, mellow beach on the other side. But the airline tickets to get there can get pricy. Thankfully, we live in the West Coast of US. There's a sweet spot of airline travel hack for those of us living here that can get us there for $11-ish per person. … [Read more...] about Travel hack: Fly from Seattle to Kauai roundtrip for $22.40
Quick summary on what's happening in June 2018: In the process of selling one of our rental property. House price had risen tremendously in that area, time to cash out and rebalance our portfolio. We purchased the house around 4.5 years ago for $485,000. We got an offer for $805,000, all cash, 14-day closing! I added more money to PeerStreet and set automatic investment … [Read more...] about June 2018 Progress
Aloha Jim's household had been super busy in June with family visiting and Summer activities. Although it is super late, I still want to update the monthly progress to keep the consistencies. It helps us to stay on track on our goals and make necessary correction if we deviate from the goal. Quick summary on what's happening in May 2018: Getting ready to sell one of our … [Read more...] about May 2018 Progress
I had an epiphany this past weekend when my family was visiting from out of the country. I took a couple days off from work and rented a Dodge Grand Caravan to fit all of us in one car and drive around the city. On Friday, I've decided to give missRandom (the wife) a break and fly solo with Junior (the son). Along with my sister and nephew, we went to the Museum of Flight … [Read more...] about Soccer Dad: That’s what I want to become in 7 years or less
Time flies, I can't believe it's May already. We're almost half way through the year. It's almost time for a midyear review, CY18. Quick summary on what's happening in April 2018: We got an updated house prices from our realtor ("Comps" / "CMA"). This explains the increase value on Equity chart below. I opened two real estate crowdfunding accounts: PeerStreet and … [Read more...] about April 2018 Progress
I came to this country with 2 suitcases, a student visa, and $1,000 in my wallet. I know, I know... classic story, right? This week, I become a US Citizen and I am a millionaire, well at least on paper. It took a looong long 20+ years. The ups and downs, the good and the bad, two steps forward, one step backward. It was a lot of sweat and tears. But it could've been easier … [Read more...] about From Broke Immigrant to Millionaire American: 7 Lessons I Learned
How to make easy money online: Step by Step Guide Identifying how to make easy money online could be your long awaited financial breakthrough. With discipline, you can secure yourself a source of income. Regarding the path you choose, it can either be long-term or for a stink. The predecessors in the niche have got almost everyone believing that it is hard. They have obtained … [Read more...] about How to make easy money online
Health Saving Account (HSA) can be used as a tax-advantage saving vehicle, similar to IRA, but more! This is one of the pretax saving that gets overlooked by a lot of people, but it's actually one of the most powerful one. We will go over on how you can utilize HSA to reduce your tax bill, invest the money, as well as optimization strategy on how you can withdraw from … [Read more...] about HSA: IRA on steroid?