I don't hate tax. I just hate overpaying it. I'm not going to get philosophical about US Tax system here since this is a How-to. Tax optimization strategy tend to get complicated depending on one's circumstances at a given time. My goal is to walk through our experience in this area and hope that you … Continue Reading about Ultimate W2 Tax Strategy for Early Retirement
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4 Simple Steps To Start Building Your Real Estate Empire
We built over $550k of real estate equity over 10 years. We (mostly me) made many mistakes along the way that wiped out the equities, even … Continue Reading about 4 Simple Steps To Start Building Your Real Estate Empire
Retireby is officially listed in Rockstar Finance directory!
Announcement This just in! Retireby is officially listed in Rockstar Finance directory! For those who don't know, Rockstar Finance is an awesome … Continue Reading about Retireby is officially listed in Rockstar Finance directory!
How to start a blog from scratch
Here's a tutorial on how to start a blog or website from scratch. Creating a website from the ground up can be daunting at times. You browse … Continue Reading about How to start a blog from scratch
March 2018 Progress
Being an engineer, I make data-driven decisions all the time at work and at home. I do apply if-else programming logic or decision tree in my … Continue Reading about March 2018 Progress
College Saving: 529 vs. Roth IRA
It was late 2017. I held my 1-day old son in my arm. As a father, I felt tremendous amount of responsibility towards this child. I started to … Continue Reading about College Saving: 529 vs. Roth IRA
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Ibotta Review: I made $42 cash back and the app gets easier to use
Here's an easy way to make some extra cash back on grocery and shopping. And here's $10 to get you started (not a scam, I promise it's a nothing-to-lose game). I don't know about you, but shopping (as in going to … Continue Reading about Ibotta Review: I made $42 cash back and the app gets easier to use
Get $75 cash back from cable, internet, and phone bills
How does $75 cash back sound to you? And you can get this deal without spending any extra money from your budget. Chase Freedom card runs quarterly 5% cash back promotion. For the period of January to March 2018, … Continue Reading about Get $75 cash back from cable, internet, and phone bills
Cable TV, I’m breaking up with you
It's not me, it is totally you! After years of bouncing around promo rate between Comcast, Frontier, Xfinity, DirectTV (moving every 2-3 years or so helped), we finally ditched cable/satellite TV for good! One … Continue Reading about Cable TV, I’m breaking up with you