I came to this country with 2 suitcases, a student visa, and $1,000 in my wallet. I know, I know... classic story, right? This week, I become a US Citizen and I am a millionaire, well at least on paper. It took a looong long 20+ years. The ups and downs, the good and the bad, two steps forward, one step … Continue Reading about From Broke Immigrant to Millionaire American: 7 Lessons I Learned
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May 2018 Progress
Aloha Jim's household had been super busy in June with family visiting and Summer activities. Although it is super late, I still want to update … Continue Reading about May 2018 Progress
April 2018 Progress
Time flies, I can't believe it's May already. We're almost half way through the year. It's almost time for a midyear review, CY18. Quick … Continue Reading about April 2018 Progress
HSA: IRA on steroid?
Health Saving Account (HSA) can be used as a tax-advantage saving vehicle, similar to IRA, but more! This is one of the pretax saving that gets … Continue Reading about HSA: IRA on steroid?
4 Simple Steps To Start Building Your Real Estate Empire
We built over $550k of real estate equity over 10 years. We (mostly me) made many mistakes along the way that wiped out the equities, even … Continue Reading about 4 Simple Steps To Start Building Your Real Estate Empire
Ultimate W2 Tax Strategy for Early Retirement
I don't hate tax. I just hate overpaying it. I'm not going to get philosophical about US Tax system here since this is a How-to. Tax … Continue Reading about Ultimate W2 Tax Strategy for Early Retirement
Retireby is officially listed in Rockstar Finance directory!
Announcement This just in! Retireby is officially listed in Rockstar Finance directory! For those who don't know, Rockstar Finance is an awesome … Continue Reading about Retireby is officially listed in Rockstar Finance directory!
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How to make easy money online
How to make easy money online: Step by Step Guide Identifying how to make easy money online could be your long awaited financial breakthrough. With discipline, you can secure yourself a source of income. Regarding … Continue Reading about How to make easy money online
Ibotta Review: I made $42 cash back and the app gets easier to use
Here's an easy way to make some extra cash back on grocery and shopping. And here's $10 to get you started (not a scam, I promise it's a nothing-to-lose game). I don't know about you, but shopping (as in going to … Continue Reading about Ibotta Review: I made $42 cash back and the app gets easier to use
Get $75 cash back from cable, internet, and phone bills
How does $75 cash back sound to you? And you can get this deal without spending any extra money from your budget. Chase Freedom card runs quarterly 5% cash back promotion. For the period of January to March 2018, … Continue Reading about Get $75 cash back from cable, internet, and phone bills
Cable TV, I’m breaking up with you
It's not me, it is totally you! After years of bouncing around promo rate between Comcast, Frontier, Xfinity, DirectTV (moving every 2-3 years or so helped), we finally ditched cable/satellite TV for good! One … Continue Reading about Cable TV, I’m breaking up with you